Bitcoin DCA Calculator
Enter a start date and monthly amount. See exactly what you'd hold in BTC, your total return, and how much the Trade Logic weighted strategy would have added. Historical data back to 2015.
Past performance does not predict future results. Educational use only.
Dollar-cost averaging into Bitcoin — explained
Understanding how DCA works, why it outperforms most timing strategies historically, and what the Trade Logic weighted approach adds on top.
What is Bitcoin DCA?
Dollar-cost averaging means investing a fixed amount into Bitcoin at regular intervals regardless of price. When the price is low, your fixed amount buys more BTC. When the price is high, it buys less. Over time this averages out your cost basis.
Historically, consistent BTC DCA since any year before 2021 has produced significant positive returns — not because Bitcoin always goes up short-term, but because long-term holders who accumulated during downturns were rewarded.
What is the TL Weighted strategy?
Standard DCA ignores where price sits in the cycle. The Trade Logic weighted approach uses the 200-day moving average to systematically buy more when Bitcoin is undervalued and less when it’s extended.
| Price vs 200-day MA | Multiplier |
|---|---|
| More than 20% below | 2× — maximum accumulation |
| 5–20% below | 1.5× — elevated buy |
| Within ±5% | 1× — standard |
| More than 5% above | 0.5× — reduce |
How to share your result
After calculating, a styled result card appears below the chart. You can screenshot this directly from your phone — it’s designed to look clean when posted to X or Discord.
Download PNG generates a 1200×630 image (the exact size for Twitter/X posts) with your return, stats, and Trade Logic branding. Copy text gives formatted text ready to paste anywhere.
Why DCA beats timing for most investors
Most investors who try to time the market underperform consistent accumulators. The reason is behavioural: we sell during fear (lows) and buy during excitement (highs) — the exact opposite of what produces returns.
DCA enforces the right behaviour mechanically. You buy on schedule, not on emotion. This calculator shows what that looks like across Bitcoin’s most volatile periods, including the 80%+ drawdowns where consistent buyers accumulated cheaply.
Want a structured long-term BTC accumulation plan?
The Long Term Investing Strategy PDF covers cycle-based accumulation rules, stage analysis, and DCA rebalancing triggers — when to add, hold or reduce without market timing.